PASSIVE INCOME METHOD: Get a legit savings account that pays out 4.75% [NOOB FRIENDLY} ====================== Background info: The highest paying banks right now are Goldman Sachs (Marcus dot com) and citibank. Citibank will reward you with a $1000 bonus for installing direct deposit, but Marcus comes with a 1% rate bump for referring customers. If you use a ref link, the APY is 3.75% APY +1.00 per invite = 4.75%. There's another rate bump when you signup with AARP, but it's only 0.1% extra. no fees, no min deposit, no bank/wire transfer fees, US-based support line (i called them to check) Even holding just $1000 in a marcus account will earn $47.50/yr. Invite link (you need this): https://t.co/6YJ2fUYIOh FAQs https://www.marcus.com/us/en/faqs Yes, it's FDIC insured for 250k: https://banks.data.fdic.gov/bankfind-suite/bankfind/details/33124 Signing up takes 2 minutes: https://youtu.be/FvBki-JFDms?t=12 Invite link again (dont forget) https://t.co/6YJ2fUYIOh good luck pimps ------------------- UPDATE: the max rate is now 4.90%